iTunes Store: “Your Credit Card Was Declined. Please Enter Valid Credit Card Information”

September 1, 2010

Q & A

Several users have reported an issue in which their credit cards are declined by the iTunes Store. Users experiencing this issue receive the message “Your Credit Card Was Declined. Please Enter Valid Credit Card Information,” on otherwise valid cards.

It appears that this issue is occurring on an account-by-account basis. Some users have reported success in emailing the iTunes customer support center.

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30 Responses to “iTunes Store: “Your Credit Card Was Declined. Please Enter Valid Credit Card Information””

  1. Paul Says:

    I had this problem last week and when I contacted my bank they said it was because the address associated with my credit card didn’t have the plus 4 on the zip code. Apple had recently started matching zip+4 in their verification. My bank added that information to my credit card account and iTunes was happy.

    Reply

  2. Eric Says:

    I’m having the same problem, but my credit card company says they don’t support zip+4 in the zip field. Now what do I do.

    Reply

  3. Smarty106 Says:

    Mine has the +4 on my CC account and my Apple account and still no luck

    Reply

  4. Aaron Says:

    My credit card or my paypal works…what up who can you call Thanks

    Reply

  5. Michelle Says:

    I found out that itunes was “placing money in a hold status” using the credit card it kept claiming was invalid. It did this everytime I clicked on submit credit card info. I had several one time charge/hold payments for a $1.99 app I was trying to purchase. My bank called me three times to verify that my card wasn’t stolen.

    Ater a few days of confusion, I ended up buying an itunes gift card and removing all of my credit card info. I always keep an available balance for purchases and have had no problems ever since.

    Reply

  6. Samer Says:

    I am unable to verify my credit card. I have used more than one and all giving me the same message. Really don’t know what to do anymore!!! Please help (samerv@gmail.com)

    Reply

  7. Edkroket Says:

    This happened to friends of mine. They had two iPhones but were using the same iTunes account to buy stuff. If both phones were logged in with iTunes at the same time (this can changed in settings), any credit card would automatically be denied. The solution was to make sure only one phone was logged in at a time. I suppose you could create two separate accounts but you might end up paying twice for the same app.

    Reply

  8. Jon Steelman Says:

    We just bought iphone 4s and can’t even get free apps for them because itunes won’t accept our money. This is why we hesitated to do anything with Apple. It’s always a hassle and it always seems like they are trying to prevent us from using their products or using our purchased content the way we want. I’ll just buy our content from Amazon now and if we can’t get apps soon, we’ll switch to a Droid phone. What a rotten way to treat customers!

    Reply

  9. Zoda Says:

    Same problem here. Today, suddenly, after updating iTunes I was asked to again agree to the terms and conditions. After that my account didn’t work and it’s the SAME account I’ve used for YEARS continuously. Edkroket may be right on the multiple login thing. I’m on laptop #2 now and my laptop #1 is sitting in another location, on the internet and logged into the same iTunes account I’m using on #2 now. As soon as I can get to laptop #1 again I’ll test this theory. All I know is that if I could get hold of an Apple rep right now I’d totally JUNK PUNCH him…

    Reply

  10. Altair Says:

    Hey, my problem is when i try to use my credit card; ,it responds as “Yor credit card was declined please enter a valid credit card info.” Even when i try to get a account for a free app without credit card i am failing. I just bought an iPod touch 4G to play some games but now i m stuck with it. Such a shame for a company like Apple.

    Reply

  11. Adam Says:

    I’m getting the same error “Your credit card was declined please enter a valid credit card”. We’ve tried 3 different cards to create our itunes account and ALL cards gave us the same error. So frustrating! Anyone know of a solution??
    (apmg646@hotmail.com)

    Reply

  12. Chris Says:

    I’ve read it’s due to IP geolocation. Apple are legally only allowed to distribute based on zone so travellers are finding this denied issue more and more. However, I’m not a traveller, have always had a UK credit card entered and used the UK localisation in Itunes and now I’m getting it. I’ve spent £100′s in there, which I guess will be going to Amazon or other etailers now. Definitely not renewing my contract with the iphone either – tired of this walled garden and big brother tactic of telling me what I can put on the phone I paid a fortune for. You’d think Apple’d have the sense to see what happened to AOL and Compuserve before them for their walled garden approach.

    Reply

  13. Eric Johnson Says:

    Whatever the reason, +4 zip, IP localization, multiple phones, Apple should post a solution in their customer service section, or provide a phone number for support and resolution. We have all bought into this “Think Different” line of BS, and now we’re trapped. Divesting from all Apple products and switching has a very high cost, since iTunes is the only way in, there should be adequate support. We are expats, living overseas, and the degree of difficulty of resolving anything is extremely high and frustrating. Microsoft was accused of creating a trade monopoly and has had to defend itself for years, but their alleged violations of free market principles, seem like nothing compared to this.

    Reply

  14. Bill Connor Says:

    Same credit card account for quite some time, same Apple or Itunes account for multiple years. No it gives me problems. No matter what the problem, they need to work it out, they’re missing money.

    Reply

  15. Colton Says:

    It’s because the bank declined it bc it’s under a 5$ purchase. Call your bank and tell them to unblock apple from accessing it info and walla :)

    Reply

  16. Vera Says:

    i have the same problem with my card. What I should to do in this case

    Reply

  17. Natalie Says:

    hi im really struggling with my Ipad2.
    It keeps sayin my credit card is declined.
    I have tried a couple.
    I want to create an ID where i dont need to put in credit card details.
    PLEASE HELP ME:(:(
    We dont have an istore where i live.

    Reply

    • Sam Says:

      @Natalie, Open the iTunes store (make sure your not logged-in to any account), search for a free app (Say…Twitter app) > download the app > iTunes will prompt you to “Sign in” or “Create an account” > Go ahead and create a new account [Notice iTunes will give you an option of “None” in the credit card details > Complete the registration > verify your account….. your free iTunes Account!

      Reply

  18. Armqndo Rivera Says:

    Reply

  19. SAME PROBLEM -_- Says:

    IT HAPPENED TO ME TOO !!
    NOW U C WHY SAMSUNG RULES AND APPLE SUCKS ?!!

    Reply

  20. Hario Santoso Says:

    Indonesia has always been banned from lots of website due to fraud. But, when there’s one (or more) who is eager to follow the rules and willing to buy from their own pockets, iTunes banned me by declining MY OWN credit card. Checked with my bank, and there’s nothing wrong with my card. I don’t know how they (Apple) think in treating its customer. I have 2 imacs, 2 mbook airs, 2 mbook pros, 1 iphone 5 and 1 ipad, and now they treat me like shit? And after all complaints above, there’s still no answer how to solve this problem.

    They just reply me with “If you are still unable to add a credit card to your account after following the above steps, you may wish to use an iTunes Store Gift Card for your purchases. Gift cards are available at many retailers, including the Apple Store.”

    What’s the use of having iTunes account then? What a disappointment.

    Reply

    • sayid akhmad fauzi Says:

      bang, jd gmna akun nya? sudah bisa belum?
      saya baru td malam kena masalah ini…

      sepertinya dari temen2 forum belum ada solusi nya yah??

      payah apple….

      Reply

      • hario santoso Says:

        Blum…bolak balik email, jawabannya masih blm ada yg solved. Tp usaha mrk utk ttp kontak saya, cukup diacungi jempol. I’m getting tired having this issue.

        Reply

        • Sayid AKhmad Fauzi Says:

          wahh.. payah bener..

          sudah nelpon, kirim email…ujung2nya saya disuruh ganti kartu kredit…

          ckckckck….

          kartu kredit cuma ini satu2 nya..

          saya uda cari2 semua forum tentang masalah ini, ternyata jawabannya hampa semua… not solve….

          Reply

  21. James Says:

    i keep getting card declined, and i cant really call my bank because as it has nothing to do with the bank as i get the same message with many different cards. i really need help, i cant even update my apps or download free apps, its rediculas and apple need to sort it out! if you have any help please email me – itz-genny@hotmail.co.uk – please help me !!!!

    Reply

  22. Genny Says:

    i get card declined all the time, and i cant really call my bank because as it has nothing to do with the bank as i get the same message with many different cards. i really need help, i cant even update my apps or download free apps, its rediculas and apple need to sort it out! if you have any help please email me – itz-genny@hotmail.co.uk – please help me !!!!

    Reply

  23. Andre Says:

    I have the same problem…all of suddent the credit card was declined, try to change with others also didn’t work…. Somebody from apple should contact me soon….or anybody know the support from apple? I’ve been using apple since 2009 without any problem, but today is really bad….

    Apple should put FAQ related this issue…

    Reply

  24. David Says:

    I had problems using a prepaid debit card on my iTunes account and my App Store for free apps. If you’ve got a negative balance on your card or zero balance, it will not allow you to download apps, whether free or not.

    Reply

  25. Vladrake Says:

    Same here, I Came to apple after some years of over using android, people keep telling me how good apple is and what not, so I bought the new ipad… I must tell you that I am big disappointed, I can’t download any music that been legal or illegal, I can’t buy anything that I want because of this mistake. Apple has a big name but all it does is trap their customers in custody in a big monopoly game… I’m seriously considering selling my ipad and return to a new big android tablet where I have the freedom to customize it detail by detail to my likes and hear the music that I want when I want.

    Reply

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