Recently, there was some unannounced news from Apple. Apple Cash is switching to VISA after relying on the Discover network for years.
While there isn’t a lot of information on this story, we’re going to be covering the key points that you need to know.
What is the Apple Cash card?
First, for those that don’t know, the Apple Cash card is the black card in your Apple Wallet. You can set this card up in Settings, Wallet, and then turn on the Apple Cash toggle on your iPhone. From there, you’ll set up this card.
The Apple Cash card is used for transferring money in various Apple services. Namely, it allows you to send and receive money through iMessage. And if you have an Apple Card (Apple’s credit card) then your Daily Cash rewards will be deposited on your Apple Cash card.
You can also use the Apple Cash card for sending money to your kids or loved ones to spend. They can spend their Apple Cash balance by using Apple Pay online or in stores that accept tap-to-pay.
And that’s about it! While it is technically a debit card, the Apple Cash card is a pretty limited offering from Apple.
Apple Cash is switching to VISA, leaving Discover behind
If you already have an Apple Cash card, then you won’t notice anything different. It’s new users who have started to notice that Apple Cash is switching to VISA.
That’s because these users can see the VISA logo plastered on their Apple Cash card in their Wallet app.
Aside from that, not much else has changed! Previously, the Apple Cash card was tied to the Discover network.
We don’t currently know why Apple Cash is switching to VISA
Right now, we aren’t sure exactly why Apple Cash is switching to VISA. That’s because Apple hasn’t made any formal statement on the switch. If it weren’t for new users reporting the change, we wouldn’t have even known it happened.
The only reason I can speculate on that would cause this sudden shift is VISA’s larger network. VISA cards work in more places than Discover cards. That’s a good thing for Apple users and, by extension, Apple itself.
Beyond that, though, we aren’t sure why Apple has jumped the Discover Ship! We just know that this is generally a good thing for Apple users, and it means that Apple now has a VISA card and a Mastercard (Apple Card).
Getting more from your Apple Wallet
And that’s it! That’s everything there is to know about this change.
Before closing out this post, I did want to point you in the direction of some Apple Wallet resources. It’s one of Apple’s most useful built-in apps, especially if you’re on top of your finances.
First, you can apply for Apple Card. This card offers 1% back on all purchases, 2% for Apple Pay transactions, and 3% from Apple purchases and select retailers. You can learn more about maximizing your Apple Card rewards here.
If you’re not sure about whether the Apple Card is right for you, then you can check out this article where we compare it against the competition. And if you live in the right state, you might even be able to add your driver’s license to your Apple Wallet.
Lastly, I recommend checking out Apple Card Family if you have kids or loved ones whose finances you want to help manage.
Apple Cash is switching to VISA: A minor change for a big company
And that’s it! I hope you enjoyed catching up on this change. Maybe Apple has bigger plans for Apple Wallet, but for now, this seems to be a small change for the tech giant.
For more insights, news, and guides on all things Apple, check out the rest of the AppleToolBox blog.
See you next time!