Fix: An Error Occurred While Setting Up Apple Pay

Mac and iPhone users can utilize Apple Pay to make payments online or in-app purchases. Apple’s mobile payment service lets you use your device like a debit card. To use the service, you first need to set it up and link your credit card to Apple Pay. However, setting up Apple Pay may sometimes fail with the following error message: “Could not set up Apple Pay. An error occurred while setting up Apple Pay“. If you already restarted your device, but the error persists, use the troubleshooting suggestions below.

How to Fix “An Error Occurred While Setting up Apple Pay”

⇒ Quick Notes

• Check if the Apple Pay service is working properly. Go to the System Status page and check if there are any known issues affecting the service. If this is the case, try again later.
• Additionally, if you’re getting this error when you first try to set up the service, make sure your device is compatible with Apple Pay.

Check Your Region Settings

Navigate to Settings, select General, and tap Language. Then go to Region and ensure your terminal is set to the correct region.

If you use a MacBook, go to System Preferences, and select Languages and Region.

If your region is correctly set, set it to another country, wait for a couple of minutes, and then set it back to your current location. Check if the Apple Pay error persists.

Keep in mind that Apple Pay is not supported in all countries, even if your card is. For more information on the countries and regions that support Apple Pay, go to Apple’s support page. Additionally, check the list of Apple Pay participating banks and make sure the bank that issued your card is on the list.

Install the Latest iOS or macOS Version

If you’re getting this error on your iPhone, go to Settings, select General and tap Software Update. Check for updates, install the latest iOS version, restart your phone, and try to set up Apple Pay again.

If you’re getting this error on a macOS device, click on the Apple menu, and select System Preferences. Then go to System Update, and install the latest macOS version. Check if you can set up Apple Pay now.

Sign Out of Your Account

On your iPhone, go to Settings, and scroll down to Sign out. Then simply sign out of your Apple account, and restart your device.

Wait for thirty seconds, turn on your iOS device, and use your Apple ID to sign back in. If the Apple Pay error was caused by a temporary server issue, logging out of your Apple account should help you establish a new server connection.

Check Your Internet Connection

Make sure you have a stable Internet connection. Unplug your router, wait for one minute, and then plug it back in. Use a different connection, if possible.

If the error persists, reset your network settings. Navigate to Settings, select General, go to Reset, and tap Reset Network Settings. Restart your iOS device, set up your network connection again, and check the results.

Conclusion

If your iOS or macOS device says that “An error occurred while setting up Apple Pay”, make sure your region settings are correct. Additionally, if your region is set correctly, set it to another country and then set it back to your current location. If the issue persists, install the latest iOS or macOS updates, and sign out of your Apple ID account. Did these solutions help you troubleshoot the problem? Let us know in the comments below.