Although you still need to carry a wallet around for your ID cards (at least for now) being able to not physically use your debit or credit cards is just amazing. Contactless payments have exploded in popularity, in large part thanks to the iPhone and Apple Pay.
Apple Pay Cash was originally introduced back at WWDC 2017 in response to the rising popularity of Venmo and PayPal. These are other services that let you send and receive money in an instant, along with being able to transfer the funds to your attached bank account.
Since its inception, Apple Pay Cash has evolved into just Apple Cash, but the premise remains the same. Instead of needing to download a separate app to send or receive money, you can do so right from iMessage. When money is sent, Apple Cash is funded by whatever credit and/or debit cards are attached to your Apple Pay.
But it can also be used as a separate card entirely within your Apple Wallet. If a friend pays you back for dinner last week using Apple Cash, you can then use that the next time you need to fill up at the tank. There’s no need to send money over to your credit or debit card before being able to use the funds.
How to set up Apple Cash Card
Now that Apple has seemingly gotten its Cash Card and Wallet app down-pat, the process to set up Apple Cash Card is extremely simple. And in the event that you don’t already have it enabled on your device, here’s how you can set it up:
Open the Settings app on your iPhone or iPad.
The iPhone or iPad must be signed into iCloud with your Apple ID.
Scroll down and select Wallet & Apple Pay.
Under Payment Cards, tap Apple Cash.
Tap the Continue button at the bottom of the page.
Once completed, tap the Done button at the bottom.
Unless you have a brand new Apple ID, the process will only take a few moments. And when your Apple Cash Card is created, the Wallet app walks you through how to use it with Apple Pay. Simply double-tap the Side button, authenticate with Face ID, and hold it near the card reader.
Conclusion
The Apple Wallet app has been an invaluable addition to the iPhone ever since its inception. And with options like the Apple Cash Card, you can just send money securely without sharing your bank information elsewhere. Plus, using the Card is just like using your debit card with Apple Pay.
Have you tried using the Apple Cash Card before? Let us know in the comments whether you prefer using this compared to something like Venmo, Cash App, or PayPal.
Andrew is a freelance writer based on the East Coast of the US.
He has written for a variety of sites over the years, including iMore, Android Central, Phandroid, and a few others. Now, he spends his days working for an HVAC company, while moonlighting as a freelance writer at night.
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