In a world where cash transactions between individuals is practically non-existent, you’ll need something to send your friend some money when you split the dinner bill. There are plenty of well-known options available on the App Store and Google’s Play Store, including Venmo, Cash App, and others. But you might not feel comfortable creating an account and linking your personal banking information to an outside third party. That’s where Apple Cash and the Apple Cash Card come in.
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You mot have known this, but you can actually send and receive money from friends and acquaintances right from the Messages app on your iPhone. Apple Cash has been around for a few years at this point, and Apple is pushing consistent updates to the service, making it an even better and more seamless way to send money safely.
How to Send and Request Money From Apple Cash Card
Most recently, Apple finally introduced the ability for you to send and request money right through the Wallet app on iOS. Previously, you were only limited to being able to perform those tasks from within the Messages app. And while that’s not a terrible solution, it might just be easier for you to handle transferring money from the Wallet app. So how do you use this new feature? Well, we’re glad you asked. Here’s how you can send and request money from Apple Cash Card.
The first step that you’ll need to take is to make sure that your iPhone is running iOS 15.5, the latest current version at the time of this writing. Just jump into the Settings app, tap General, select Software Update, and follow the on-screen prompts. After the update is downloaded and installed, your iPhone will restart and then you can get started.
- With iOS 15.5 installed, open the Wallet app on your iPhone.
- From the list of cards, select the Apple Cash card.
- Under your card, tap the Send button.
- Add the person or contact that you want to send money to.
- Tap the Next button in the top right corner.
- Enter the amount that you want to send.
- Tap Send with Messages.
- Tap the Send button again to review, or cancel, the payment.
- Use Face ID, Touch ID, or your iPhone’s passcode to verify that you want to send the payment.
And if you want to request money, you just follow the same steps as we’ve listed above. The only difference is to tap the Request button after you’ve selected your Apple Cash card from within the Wallet app. Follow the on-screen prompts to send the request, and the person on the other end will receive a notification to fulfill the request.
How to Cancel a Payment
You might run into a situation where you need to cancel a payment made through Apple Cash and the Wallet app. Apple tries to make this as seamless as possible, but you will need to know that the payment won’t be canceled and returned if the recipient has already accepted the transfer. With that out of the way, here’s how to cancel a payment made with an Apple Cash card.
- Open the Messages app on your iPhone.
- Select the conversation for the contact that you sent money.
- Tap the Payment button in the conversation.
- Once the Apple Cash card selection has opened in the Wallet app, scroll down to Latest Transactions.
- Tap the Payment that you wish to cancel.
- Select the payment again.
- Tap the Cancel Payment button.
In the event that you don’t see the Cancel Payment button, this means that the contact has already accepted the payment. From there, you’ll need to reach out to contact, or follow the steps above to request payment in the amount that was sent. Additionally, Apple notes that if you can cancel a payment, it will not be immediately refunded or returned to your account. The process can take between 1-3 business days, “depending on your bank or card issuer.”
Andrew is a freelance writer based on the East Coast of the US.
He has written for a variety of sites over the years, including iMore, Android Central, Phandroid, and a few others. Now, he spends his days working for an HVAC company, while moonlighting as a freelance writer at night.